Mint could tell you your net worth in one glance, and then one day it could not tell you anything at all. What most people miss is not the budgeting. It is that single number that summed up everything they owned and owed.
The best Mint shutdown alternatives 2026 offers keep the one thing most people actually used Mint for, a simple net-worth view, without forcing you into heavy budgeting. After Mint closed and folded into Credit Karma, the free-and-everything era ended, and the replacements split into free dashboards and polished paid apps. Here are seven, each judged on how cleanly it shows your net worth and what it costs, with the honest trade-offs.
Quick Take
- For a free net-worth dashboard, Empower is the closest thing to what Mint gave you at no cost.
- Monarch Money is the most complete Mint replacement, but it is a paid subscription.
- No app now does everything Mint did for free, so expect to choose between free-with-limits and paid-and-polished.
Table of Contents
How We Chose These
We focused on apps that show your net worth clearly and keep account connections reliable, since a dashboard that shows the wrong number is worse than none. Each pick had to suit someone who mainly wants to watch net worth rise over time, not run a detailed budget. We spread the list across free and paid so there is a fit whatever you are willing to spend.
This article is general information, not financial advice. App features, pricing, and account-connection reliability change, so confirm the current details before subscribing, and consider the security of linking financial accounts to any third-party app. For decisions about your money, consult a qualified professional.
1. Empower
If you want a free net-worth dashboard, Empower, formerly Personal Capital, is the closest to old Mint at no cost, and it is especially strong on investments and retirement. Its net-worth and portfolio tools are genuinely free. The trade-offs are that budgeting is weak, and if you link large balances you may get calls from its advisory arm, which you can decline.
2. Monarch Money
Monarch Money is the most complete Mint replacement, with clean account aggregation, a net-worth history chart people specifically miss from Mint, and proper budgeting in a polished interface. It is the app most former Mint users settle on. The catch is price: it runs about a hundred dollars a year, with no free tier beyond a trial.
3. Rocket Money
Rocket Money, once Truebill, offers a free plan that tracks net worth and is best known for finding and canceling unwanted subscriptions. Rocket Money suits someone who wants a simple overview plus bill management. The free tier is limited, and its Premium is pay-what-you-want within a range, so the fuller features cost a monthly fee you set.
4. Quicken Simplifi
Quicken Simplifi is one of the most affordable paid options, pairing a net-worth view with straightforward spending tracking in a tidy app. It is a solid, low-cost pick if you want more structure than a free dashboard. There is no free tier, and its promotional pricing has been shifting in 2026, so check the current rate before you commit rather than assuming the headline deal.
5. Copilot Money
Copilot is a design-forward, Apple-focused app with smart categorization and a genuinely pleasant net-worth and spending view. For iPhone and Mac users who will actually open the app daily, it is a joy to use. The limits are clear: it is Apple-only, there is no free plan, and at roughly the price of a streaming bundle it is one of the pricier picks.
6. Tiller
If you like control, Tiller feeds your accounts into your own Google Sheets or Excel and includes a ready net-worth template, so your data lives in a spreadsheet you own. It is ideal for people who trust a sheet over an app. The costs are a yearly fee after a trial and a willingness to work in spreadsheets, which not everyone wants.
7. Credit Karma
Credit Karma is where Intuit sent Mint users, and it is free, with net worth pulled from your linked accounts alongside credit monitoring. If you want a no-cost option from the same company, it is the obvious one. The honest note is that its net-worth and budgeting features are thinner than Mint’s were, so many people find it a downgrade rather than a true replacement.
The Takeaways
- Empower is the best free net-worth dashboard, strongest on investments and light on budgeting.
- Monarch Money is the fullest Mint replacement, with the net-worth history chart people miss, for a yearly fee.
- Rocket Money and Credit Karma offer free net-worth views with limits, while Simplifi and Copilot are affordable-to-premium paid apps.
- Tiller suits spreadsheet fans who want to own their data, and no app now matches Mint’s free-everything model.
Frequently Asked Questions
What is the best free Mint alternative for net worth?
Empower is the closest free option, with a strong net-worth and investment dashboard at no cost. Credit Karma and Rocket Money also offer free net-worth views, though with fewer features. If your main goal is watching net worth without paying, Empower is the usual recommendation, with the caveat that its budgeting is limited.
What replaced Mint after it shut down?
Intuit closed Mint and pointed users to Credit Karma, which it also owns. Credit Karma is free but offers thinner budgeting and net-worth tracking than Mint did. Many former users moved instead to Monarch Money, Empower, or another app rather than treat Credit Karma as a full replacement.
Is Monarch Money worth paying for?
For people who want the full Mint experience, often yes. Monarch offers reliable account syncing, the net-worth history chart Mint had, and real budgeting in a polished app, for around a hundred dollars a year. If you only want a simple net-worth number, a free option like Empower may be enough without the subscription.
Are these apps safe to link to my bank?
Reputable finance apps use bank-grade encryption and read-only connections through established aggregators, but any linked app is a data decision you should make carefully. Review each app’s security and privacy terms, use strong, unique passwords with two-factor authentication, and only connect accounts to apps you trust and actually use.
Can I track net worth without linking accounts?
Yes. Tiller lets you feed balances into your own spreadsheet, and most apps allow manual accounts you update yourself, which some people prefer for privacy. A simple manual spreadsheet works too. Linking accounts automates the updates, but a manual approach keeps your data in your hands if that matters more to you.
Pick the One You’ll Actually Open
The best Mint replacement is the one whose net-worth screen you will check without being nagged to. If free matters most, start with Empower; if you want the full Mint feel and will pay for it, Monarch is the standout; and if you love a spreadsheet, Tiller keeps the data yours. Confirm today’s pricing before you sign up, and you will have your one-glance number back. For more on managing money simply, browse Wayodd’s Finance section.
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