The Teacher Loan Forgiveness Program is a student loan forgiveness program by the United States Department of Education. The sole purpose of this program is to encourage individuals to enter and continue in the teaching profession without thinking too much about the loans which they have acquired during their academics. Teachers who provide full-time direct classroom teaching or classroom type teaching in a non-classroom setting for a period of five complete tax years and consecutive academic years in listed and eligible school or school district may have their loans forgiven if they have acquired federal student loan.

To qualify for Teacher Loan forgiveness one must be a highly qualified teacher and must not have an outstanding balance on Direct Loans or Federal Family Education (FFEL) program as of Oct. 1, 1998, or on the date you have obtained a Direct loan or FFE loan. One must be employed full-time at a low-income school and meet other qualifications such as the teacher must be employed in an elementary or secondary school that is in a school district that qualifies for funds under the Elementary and Secondary Education Act of 1965, has been selected by the U.S. Department of Education.

Get Your Loans Forgiven Teachers Need Not Worry!

Some resources that might be of great help for those who are willing to avail this opportunity:

Student Aid:

Federal Student Aid, a part of the U.S. Department of Education, is the largest provider of student financial aid in the nation.  The office of Federal Student Aid makes college education possible for every dedicated mind by providing more than $150 billion in federal grants. It also encourages Teachers to continue the profession by easing the burden of student loans.

Texas Guaranteed Student Loan Corporation

TG is a nonprofit corporation that promotes educational access and success so that students can realize their college and career dreams. TG offers resources to help students and families plan and prepare for college, learn the basics of money management, and repay their federal student loans.

 My Fed Loan

FedLoan Servicing is one of a limited number of organizations approved by the Department of Education to service these loans and is dedicated to supporting borrowers with easy and convenient ways to manage their student loans. The URL below gives all the details of Teacher Loan Forgiveness program: is a website dedicated to help individuals manage student loan portfolio and optimize it for an individual’s unique situation. With, one can load all of their student loans into one site; get detailed information loans such as identifying servicer, monthly payment, how much is owed, when it’ll be paid off, how much to pay over the life of loan.

 American Education Services

American Education Services has evolved into one of the nation’s leading student aid organizations. AES is working to develop innovative ways to ease the financial burden of higher education for students, families, schools, and taxpayers.

Student Debt Relief

Student Debt Relief helps and assists teachers to consolidate their federal student loans and makes every effort to keep teachers engaged in this profession instead of running out of it just because of overwhelming student loan burden.

Ed Financial

Edfinancial Services have been in the student loan servicing industry for the past 25 years providing customer service on behalf of lender, including answering questions, helping with repayment plans, and processing student loan payments.

American Federation of Teachers

The American Federation of Teachers is a union of professionals that encourages high-quality public education, public services for students, their families and communities. Their initiatives on Teachers welfare are commendable. Below you find a database that tells everything about how to get Student loans Forgiven.

IOWA College Student Aid Commission

Iowa College Aid’s focus is to put students first.  This reflects our long-standing commitment to helping Iowans achieve an education beyond high school. It also offers aid and scholarships to students who work full time in public or as teachers.

ISAC- Illinois Student Assistance Commission

The Illinois Student Assistance Commission (ISAC) is here to ensure that financial considerations did not prevent Illinois students from realizing their postsecondary educational goals. At every stage of the financial aid process, ISAC is there, acting as a centralized source of information and guidance and offering a comprehensive array of programs and services.

 HH Loans

Texas Higher Education Coordinating Board (THECB) has provided low-interest loans for students who are Texas residents and are eligible to pay in-state tuition.  Because THECB does not sell its loans, all loans are serviced at THECB until they are paid in full. There are further scholarship programs available on the board which could be seen below:


Nelnet offers a complete guide for Teacher Loan Forgiveness Program and if you are in search of the application form for the said program just click on the link below:

My Great Lakes

Great Lakes, a non-profit organization dedicated to helping make college a reality. They intend to make successful student loan repayment possible, in partnership with the U.S. Department of Education and private lenders.

 SC-South Carolina Student Loan

South Carolina Student Loan (SCSL) is the only statewide non-profit education lender. South Carolina Student Loan shall provide programs of financial assistance to enable eligible students and parents to pursue and obtain their educational goals.


Tennessee Mathematics and Science Teachers need not worry since their educational loans could be wiped off using the Tennessee Math & Science Teacher Loan Forgiveness Program. Click on the link below for more updates:

AIE- Adventures in Education

TG’s Adventures in Education (AIE™) is a public-service website developed to help students plan and complete their journey through higher education. By providing free resources to students, parents, counselors, and educators, AIE encourages individuals to discover and pursue educational opportunities.

NC- North Carolina Public Schools

The North Carolina Department of Public Instruction (NCDPI) is charged with implementing the state’s public school laws and the State Board of Education’s policies and procedures governing pre-kindergarten through 12th grade public education. Among the policies implemented by them, the loan forgiveness options made available to students are helping them achieve their career highs.

 MI Student Aid

The Student Financial Services Bureau (SFSB), located within the Michigan Department of Treasury, encourages students to pursue postsecondary education by providing equality of access to student financial resources and information. Their student aid policies could be very well looked upon here:,4636,7-128-60969_61016-274570–,00.html

 MTLR-Mississippi Teacher Loan Repayment Program

Rise UP MS will help students to research public university, private college and community college options in Mississippi and choose the one that is right for them. Plus, they’ll help one to understand financial aid, conduct scholarship searches, compare colleges, and apply to the colleges of their choice and show how to explore different careers.

 Edvisors is a trusted source of information and insights for millions of students and families looking to plan and pay for college. Our expertise helps students and parents easily find what they need to know, so they can make more informed, smarter decisions about college costs and financial aid.